一医疗责任保险概述(一)医疗责任保险的概念保险是分散危险和消化损失的制度,责任保险具有分散责任的功效,可以做到损害赔偿社会化,实际增强了加害人损害赔偿的能力,可以有效地避免受害人不能获得实际赔偿的情况。医疗责任保险是专家责任保险的一种。所谓专家责任是指提供专门 A medical liability insurance overview (A) the concept of medical liability insurance Insurance is a system of risk diversification and digestion, liability insurance has the effect of decentralized liability, socialization of damages can be done, the actual increase the perpetrator’s ability to compensate for damages, you can Effectively prevent victims from being able to obtain actual compensation. Medical liability insurance is a kind of expert liability insurance. The so-called expert responsibility is to provide specialized