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主持人的话:当前经济处于下行期,加上我国企业杠杆率高企,企业信贷风险显著上升。面对债务困境,一些企业采用抽逃资金、非法处置资产和抵押品等手段逃废债务,银行也更加倾向于停止对高风险企业的信贷支持,银企关系再度紧张。当区域经济风险逐步积累的时候,一些地方政府越来越多地介入银企关系,使银企关系进一步复杂化。银企关系是金融生态的重要内容,事关经济发展效率,也事关金融安全,本期一线话题聚焦银企关系,围绕银企关系为何在经济下行期如此敏感而脆弱,
Moderator: The current economic downturn, coupled with high corporate leverage in China, corporate credit risk increased significantly. Faced with the debt dilemma, some enterprises evaded their debts by means of withdrawing funds, illegally disposing of assets and mortgages, and banks also tended to stop their credit support for high-risk enterprises and tension between banks and enterprises was tightened again. When regional economic risks gradually accumulate, some local governments are increasingly involved in the relationship between banks and enterprises, further complicating the relationship between banks and enterprises. The relationship between banks and enterprises is an important part of the financial ecology. Concerning the efficiency of economic development, it also matters for financial security. This issue focuses on the relationship between banks and enterprises. In the light of the sensitivity and vulnerability of bank-enterprise relations during the economic downturn,