经过20多年的发展建设,邮政储蓄已经建成了全国最为庞大的金融服务网络。特别是邮储银行成立以来,网点改造、电子渠道建设以更为专业的水准齐头并进,取得显著成绩。在金融市场全面开放、同业竞争日益加剧的新形势下,邮储银行要想继续保持并充分发挥已有的网络优势,增强核心竞争力,就必须围绕自身的发展战略和市场定位,按 After more than 20 years of development and construction, postal savings have been built into the largest financial service network in the country. Especially since the founding of Postal Savings Bank, the network transformation and the construction of electronic channels have made remarkable achievements with a more professional standard. Under the new situation of full liberalization of financial markets and increasing horizontal competition among banks, in order to continue to maintain and give full play to its existing network advantages and enhance its core competitiveness, the Postal Savings Bank needs to focus on its own development strategy and market orientation and press