林权抵押贷款是林权所有人将其拥有的森林林木的所有权、使用权和林地使用权作为抵押物、向银行、农村合作银行等金融机构借款的行为。实现林权抵押融资方式是林权制度改革的重点和核心内容之一,笔者作为开展林权抵押贷款登记的参与者,根据现阶段林权抵押贷款的发展现状,针对林权抵押贷款当前面临的问题进行分析。 The forest right mortgage loan is the act in which the owner of the forest right borrows the ownership, the right to use and the right to use the forest land owned by the forest owner to borrow from the financial institutions such as banks and rural cooperative banks. As one of the key and core contents of the reform of the forest tenure system, the author, as one of the participants in the registration of the forest tenure mortgage loan, according to the present development of the forest tenure mortgage loan, Problem analysis.