伴随中国资本市场的回暖,保险资金运用政策不断放宽,新兴的保险资产管理公司充分抓住有利的发展时机,迅速崛起,成为中国资本市场一支重要的参与力量。急剧增加的资产管理规模对保险公司的管理水平提出挑战,如系统性风险加大;资金运用多元化过程中的风险控制;业务连销反应。保险公司应强化保险资产负债管理,坚持价值投资。 With the pick-up in China’s capital market and the continuous relaxation of the policy on the use of insurance funds, the emerging insurance asset management companies have taken full advantage of the favorable opportunities for development and rapidly emerged as an important participating force in China’s capital market. The steeply increasing asset management scale challenges the management level of insurance companies, such as the increase of systemic risk, the risk control during the diversification of funds utilization and the business linkage response. Insurance companies should strengthen insurance assets and liabilities management, insist on value investment.