在互联网的推动下,P2P网贷已成为现代社会的常见现象,随之也出现了不少问题,比如债权转让。本文围绕网贷债权转让这一点,先分析了该模式的法律风险,即非法资金、洗钱、业务跨界等。然后结合现状,从法律、行业内部、国外经验几方面提出了相应的建议和措施。 Driven by the Internet, P2P network credit has become a common phenomenon in modern society, followed by many problems, such as debt transfer. This article focuses on the net creditor’s rights transfer of this point, first analyzed the legal risks of the model, namely, illegal funds, money laundering, cross-border business and so on. Then combined with the status quo, from the law, industry, foreign experience several aspects of the corresponding recommendations and measures.