养老保险是社会保障制度最重要的制度之一,也是社保“五大险种”重中之重。由于目前我国养老保险层次较低,迄今尚无一个地区实现真正意义上的省级统筹,绝大多数仍处于县级统筹水平,此乃养老保险异地转移接续的致命障碍。 Endowment insurance is one of the most important systems of the social security system, and also the most important part of social security and the “five types of insurance”. Due to the low level of pension insurance in our country, so far no one region has realized a true provincial-level co-ordination. The vast majority are still at the county-level co-ordination level, which is a fatal obstacle to the transfer of pension insurance in different places.