改进贷款分类提高资产质量为建立现代银行制度打下坚实的基础中国人民银行行长戴相龙根据中共中央［１９９７］１９号文件精神和朱基总理重要指示，报经国务院同意，中国人民银行决定在全国银行业中开展清理信贷资产、改进贷款分类工作，简称“清分”工作。这是我国信贷... Improving Classification of Loans and Improving Asset Quality Laying a Solid Foundation for Establishing a Modern Banking System Dai Xianglong, Governor of the People’s Bank of China According to the spirit of the document No. [1997] 19 of the CPC Central Committee and Premier Zhu Rongji’s important instructions, after obtaining the approval of the State Council, the People’s Bank of China Banking industry to carry out credit assets to improve the classification of loans, referred to as “clear” work. This is my credit ...