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6月23日,《中国保监会关于开展老年人住房反向抵押养老保险试点的指导意见》正式发布。“以房养老”政策7月起在北京、上海、广州、武汉4个试点城市落地,试点时间为2年。这一备受争议的老年人住房反向抵押养老保险试点日前有了实质性进展。与此同时,我们收到许多老年朋友来信或电话咨询,这一“保险版”以房养老究竟是怎么回事?它将给百姓带来怎样的养老新选择?购买这一保险是否存在风险?《山西老年》特别就几个普遍性问题,根据相关政策给予解答。
On June 23, the Guidance Opinion of China Insurance Regulatory Commission on Piloting Old-Age Housing Reverse Pledged Pension Insurance was released. “Housing pension” policy in July in Beijing, Shanghai, Guangzhou, Wuhan, four pilot cities, the pilot time is 2 years. This controversial elderly housing reverse mortgage pension insurance pilot has made substantial progress. At the same time, we received a letter from a number of elderly friends or telephone counseling, this “insurance version ” What is the case with housing pension? What kind of new pension it will give people to buy? The existence of the purchase of this insurance Risk? “Shanxi old age” In particular, on a few general issues, according to the relevant policies to answer.