《国务院关于金融体制改革的决定》颁布一年多来,人民银行转换职能的工作取得了比较大的进展。特别是观念的转变,是一个显著的特点,例如我们近来常挂在口头的时髦话——“大调研”、“太监管”、“大稽核”,等等,都表示了观念转变的意思。 观念的转变当然很重要,但关键还是要落实,比如搞调研工作,具体搞什么,怎么搞,这是问题的实质。在这方面,省人民银行已经迈出了可喜的第一步,上至行长,下至有关处室及主管同志,已经作了很大努力,收到了一定成效。从今年第一季度开始,在省行领导的安排下,金管处的同志用了近三个月时间,对当前我省经济、金融生活中比较突出的六个问题作了专题调查,和有说服力的分析,并提出了比较可行的对策意见。从本期起,我们将陆续发表这些调查报告,以期能对我省金融系统调研风气的形成起到促进作用,同时企望这组调研文章所反映的问题,能对各级领导的决策提供依据,为经济、金融发展服务。 Over the past year since the promulgation of the “Decision of the State Council on the Reform of the Financial System,” the PBC has made considerable progress in its transfer of functions. In particular, the shift in concept is a notable feature. For example, the recent vocabularies we talked about - “big research”, “supervising”, “big audits” and so on - have all meant the idea of ​​change. Of course, the change of concept is very important. However, the key issue still needs to be implemented. For example, it is the essence of the problem to conduct investigation and research, to find out what and how to engage in it. In this regard, the People’s Bank of China has made a gratifying first step, reaching as far as the governor, down to the relevant offices and comrades in charge, and has made great efforts and received some success. Starting from the first quarter of this year, under the leadership of the provincial bank, comrades of the FSC took nearly three months to conduct a special investigation on the six prominent issues in the economic and financial life of our province and persuade them Force analysis, and put forward more feasible countermeasures and suggestions. Starting from this issue, we will publish these investigation reports one after another in the hope of promoting the formation of our province’s financial system research atmosphere. At the same time, we hope that the questions reflected in this group of research articles can provide the basis for decision- For economic and financial development services.