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近年来,我国中小企业、个体工商户、产业经营户、各类种养专业户、区域产业集群等经济实体己成为推动经济增长、促进财政增收、解决就业难题的有生力量。但这些经济实体由于受担保抵押物不足、组织化程度不高、内部管理不规范等信息不对称因素影响,难以与现代金融服务所要求的标准和条件实现对接,导致
In recent years, the economic entities such as small and medium-sized enterprises, individual industrial and commercial households, industrial operators, various kinds of specialized households for planting and breeding, and regional industrial clusters have become the living force for promoting economic growth, boosting financial revenue and solving employment problems. However, these economic entities are hard to be linked with the standards and conditions required by modern financial services due to the asymmetric information such as under-provision of secured mortgages, low degree of organization and irregular internal management, which lead to