防范和化解互联网金融风险,重在构建以监管科技为支撑的全国性互联网金融风险监测预警云平台,实现技术驱动型的监管创新、推动数据的共享与开放以及精准智能监管三大功能,从而达到“实时监控+智能搜索+动态预警+智能决策+风险报告自动化生成”的目的。随着我国金融领域改革不断深入,资产管理行业的竞争格局正在发生深刻的变化,混业竞争加剧,以P2P网贷、股权众筹、跨界资管等为代表新兴大资管子行 Prevent and resolve Internet financial risks, focus on building a nationwide Internet financial risk monitoring and early warning cloud platform supported by regulatory science and technology, realizing technology-driven regulatory innovations, promoting data sharing and opening up, and precise intelligent supervision so as to achieve “Real-time monitoring + intelligent search + dynamic early warning + intelligent decision making + risk reporting automation generation ” purpose. With the continuous deepening of the reform in China’s financial sector, the asset management industry is undergoing profound changes in the competitive landscape, intensified competition in the competition, with P2P net loans, crowdfunding, cross-border capital management as the representative of emerging capital management