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改革开放以来,我国在经济发展过程中涌现出来许多专业特色市场,对活跃当地经济起到了重要作用。专业市场的发展离不开金融服务与支持,同时专业市场集聚了巨大的金融资源,也成为金融业务的蓝海和优质客户的孕育地,是商业银行必须抢占的重大战略市场。工商银行如何在同业激烈竞争的环境下,创新金融产品,改进金融服务,在这一蓝海牢固占据一席之地,是亟需思考的重要问题。本期专题报道聚焦这一话题,刊发了总行城市金融研究所关于拓展专业市场的研究分析,对总行个人金融业务总监李卫平进行专访,并刊登7家分支行在拓展专业市场上所积累的经验,以期读者对这一问题有更明晰的认识。
Since the reform and opening up, many specialized markets emerged in the process of economic development in our country and played an important role in boosting the local economy. The development of the professional market is inseparable from the financial services and support. At the same time, the specialized markets have gathered huge financial resources and become the birthplace of the blue ocean and high-quality customers of financial services. This is a major strategic market that commercial banks must seize. How to innovate financial products and improve financial services in a fiercely competitive environment with ICBC and occupy a solid place in the blue ocean is an important issue that needs urgent consideration. In this issue, we focus on this topic, published research and analysis on the expansion of specialized markets by the Urban Finance Institute of the Head Office, conducted an interview with Li Weiping, director of personal finance at the head office, and published the experiences accumulated by seven branches and branches in expanding specialized markets , In order that readers have a clearer understanding of this issue.