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目前,以中小企业为主体的民营经济,已成为县域经济的重要组成部分。与县域经济息息相关的县域金融机构在与中小企业的业务对接和信贷投入上,也经历了由拒贷到开始重视中小企业信贷的转变。本文通过对秭归县34家中小企业发展状况及信贷需求的调查和比较分析,就农行在支持中小企业信贷创新上进行了探讨。
At present, the private economy, which is dominated by small and medium-sized enterprises, has become an important part of the county economy. County financial institutions closely related to the county economy also experienced a shift from refusing credit to starting to pay attention to the credit of SMEs in connection with the business matching and credit input of SMEs. Through the investigation and comparative analysis of the development status and credit demand of 34 small and medium-sized enterprises in Zigui County, this paper discusses the innovation of ABC in supporting the credit of SMEs.