论文部分内容阅读
随着互联网金融的普及,直销银行、微信银行、二维码支付、人脸识别支付等创新服务方式层出不穷。近日,中国人民银行发布《关于改进个人银行账户服务加强账户管理的通知》,允许银行远程网上开户,进一步肯定了互联网在金融服务中的地位。以互联网为载体,电子银行业务替代率不断提高,客户获取金融信息的渠道越来越便捷,对营业网点的依赖性也就随之降低,这意味着农信机
With the popularization of Internet finance, innovative service methods such as direct bank, WeChat bank, QR code payment and face recognition payment are emerging in an endless stream. Recently, the PBC released the “Notice on Improving the Management of Personal Bank Accounts and Strengthening Account Management”, allowing banks to open online accounts remotely and further affirming the position of the Internet in financial services. With the Internet as the carrier, the substitution rate of e-banking services is continuously increasing. Clients are getting more and more convenient access to financial information, and their reliance on business outlets is also reduced. This means that farmers’