目前,在经营财产保险业务的基层公司中,有不少公司仅机动车保险这一项业务就占业务总量的半壁江山还多,有部分公司除了机动车险、企财险、货运险这三大传统险种之外,其它业务几乎为零,在传统业务特别是机动车险业务赔付率一直居高不下的情况下,财产保险公司的经营效益明显下降 At present, among the grassroots companies that run the property insurance business, many companies account for only half of the total motor vehicle insurance business. Only a few companies except motor vehicle insurance, property insurance and cargo insurance In addition to the traditional insurance, the other businesses are almost zero. In the case of the traditional business, especially the motor vehicle insurance business, which has a high payout ratio, the operating benefit of the property insurance company obviously drops