随着社会的发展，邮政储蓄的功能越来越广泛，邮储不仅为用户提供传统的高柜业务服务，还为用户提供投资咨询、理财等低柜业务服务。同时，随着计算机及通信网络技术的发展，邮储自助服务也在快速发展。为缩小邮政储蓄和各专业银行之间的差距，提高邮储的竞争实力和服务质量， With the development of society, the function of postal savings is more and more widely. Postal Post not only provides users with traditional high cabinet business services, but also provides users with low-counter business services such as investment consulting and wealth management. At the same time, with the development of computer and communication network technology, postal self-service is also rapidly developing. In order to narrow the gap between postal savings and various specialized banks and enhance the competitiveness and service quality of postal savings stores,