今年以来,互联网金融成为经济发展的热点话题。所谓互联网金融就是将互联网和传统金融业有机结合,利用大数据、云计算、搜索引擎、社交网络、智能设备等新兴互联网技术,有效连接金融供需双方,实现金融功能的新型金融生产与服务模式。作为兼具金融和互联网产业优势的深圳,金融拥抱互联网,互联网向金融渗透,互联网金融将会为深圳经济发展提供新的增长源泉。一、互联网金融支持经济转型升级改革开放三十多年来,深圳经济高速发展,取得了令世人瞩目的成就。2012年实现生产总值1.295万亿元,进出口总额4667.85亿美元,其中出口2713.7亿美元,实现二十连冠。然而,随着外 Since this year, Internet finance has become a hot topic of economic development. The so-called Internet finance is a new type of financial production and service mode that combines the Internet and the traditional financial industry organically and makes use of emerging Internet technologies such as big data, cloud computing, search engines, social networks and smart devices to effectively connect the financial supply and demand sides and achieve financial functions. As Shenzhen, a city that combines the advantages of both the financial and internet industries, embraces the Internet through financial means and Internet penetration into finance. Internet finance will provide a new source of growth for Shenzhen’s economic development. I. Internet Financial Support for Economic Transformation and Upgrading Since the reform and opening up to the outside world for more than 30 years, Shenzhen has enjoyed rapid economic growth and made remarkable achievements. In 2012, its GDP was 1.295 trillion yuan, with a total import and export volume of 466.785 billion U.S. dollars, of which 271.37 billion U.S. dollars was exported, achieving 20 consecutive championships. However, with the outside