当前,部分国有、集体企业兼并、破产,社会保险实际参保人数减少,退休人员增加,社保基金收支矛盾日益突出。面对这种形势,如何使养老保险的保障功能更充分地发挥呢? 一、养老保险必须实现无缝覆盖。非公有制经济已占我国经济的半壁江山,由于这类经济组织参保缴费意识淡薄,政策与制约措施弱化,绝大部分人员没有纳入社会保险范围,造成参保缴费人数的下降,加大了养 At present, some state-owned and collective-owned enterprises have become mergers and bankrupts, the actual number of insured persons in social insurance has dropped, the number of retirees has increased, and conflicts between social security funds have become increasingly prominent. Faced with this situation, how to make the guarantee function of pension insurance more fully play? First, the pension must be seamlessly covered. Non-public ownership of the economy has accounted for half of China’s economy, due to the weak awareness of such organizations in the payment of insurance policies and constraints weakened, the vast majority of personnel are not included in the scope of social insurance, resulting in a decline in the number of contributors and contributors, increased support