在公证实务当中,抵押合同一般会与借款合同等主合同一同被赋予强制执行效力,当借款人、抵押人等债务人不履行合同约定的到期债务时,贷款人等债权人可根据已被赋予强制执行效力的借款合同和抵押合同,向法院直接申请对借款人的财产和抵押物进行强制执行。以公证书作为执行依据直接向法院申请强制执行的模式,免除了债权人对复杂的审理程序的漫长等待,获得了对借款人、抵押人等债务人进行强制执行的最佳时机,有效避免了债权人损失的进一步扩大。但是,我们应该注意到,在最近几年的司法实践中,有极个别被赋予强制执 In notarial practice, the mortgage contract is generally enforceable with the main contract such as the loan contract. When the debtor such as the borrower or the mortgagor fails to perform the debts due as stipulated in the contract, the creditor such as the lender may, The validity of the loan contract and mortgage contract, apply directly to the court for the borrower’s property and collateral enforcement. Taking the notarial certificate as the basis for enforcement, applying directly to the court for compulsory enforcement eliminates the long wait for creditors to process complicated proceedings and obtains the best time to enforce the debtor, the mortgagor and other debtors, thus effectively avoiding the loss of creditors Further expansion. However, we should note that in the judicial practice in recent years, there have been very few cases of being forced