2000年以来，我行在上级行的正确指导下，审时度势，把握机遇，转变信贷观念，努力开拓个人消费信贷业务市场，在已开办的小额质押贷款的基础上，积极拓展大额耐用消费贷款、个人综合消费贷款、国家助学贷款等业务，取得了良好的社会效益和经济效益。截至2000年12月底，发放 Since 2000, under the correct guidance of its superior banks, the Bank has taken stock of the situation, seized the opportunities, changed the concept of credit, and worked hard to open up the market for personal consumer credit business. Based on the existing small-amount pledged loans, we actively expanded the large-value consumer durable loans , Personal comprehensive consumer loans, state student loans and other businesses, and achieved good social and economic benefits. As of the end of December 2000, payment was made