按照保险合同的规定,保险车辆发生交通事故后,只有在驾驶人负事故责任的情况下,保险公司才会根据肇事车辆所承担的责任来理赔。可当保险车辆无事故责任,而肇事方又没有足够的赔偿能力,在这样的情况下,该怎么办？下面这个案例,可供大家参考。 In accordance with the provisions of the insurance contract, after a traffic accident occurs in an insurance vehicle, the insurance company will only make a claim according to the liability assumed by the vehicle in case of a driver’s liability for the accident. When the insurance vehicle without accident liability, and the accidental party did not have enough compensation capacity, in such circumstances, what should I do? The following case, for your reference.