论文部分内容阅读
银行代客境外理财产品QDII至今已运作了4年时间,而截止到目前仍有4成的产品累计收益率为负。其中,花旗银行的6款产品跌幅超三成。因为消费者不买账,各家银行发行QDII产品的热情也逐渐冷却下来。四成产品跌破净值统计显示,截至目前共有13家银行251款QDII产品正在运行当中,从业绩表现来看,分化显著。其中,累计收益率最高的QDII产品浮动收益率已高达106.19%,而收益率最低的QDII产品浮亏幅度也达到45.36%。全部正在运行的产品中,跌幅达到30%以上的产品共计13款。
QDII, a bank valet overseas wealth management product, has been in operation for four years now, and up to now, 40% of the total product yield is negative. Among them, Citibank 6 products fell over 30%. Because consumers do not buy it, the enthusiasm of banks issuing QDII products also gradually cooling down. Si Cheng products below the net value statistics show that as of now a total of 13 banks 251 QDII products are running among them, from the performance point of view, the differentiation was significant. Among them, the floating rate of return of the QDII product with the highest cumulative return rate has reached 106.19%, while the QDII product with the lowest yield rate also achieved a floating loss rate of 45.36%. All running products, a decrease of more than 30% of the products a total of 13 models.