汽车消费信贷是银行对在其特约经销商处购买汽车的购买者发放的人民币担保贷款的一种新的贷款方式。汽车产业发展到一定阶段催生了汽车消费信贷。而汽车消费信贷产生后又推动了汽车产业的发展,两者之间形成了相互依赖和相互促进的关系。银行经营汽车消 Car consumer credit is a new way of lending to banks for guaranteed renminbi loans issued to purchasers of automobiles at their special dealerships. The development of the auto industry to a certain stage gave birth to the automobile consumer credit. After the automobile consumer credit was generated, it promoted the development of the automobile industry, and the interdependence and mutual promotion formed between the two. Bank operations car consumer