立足市场经济重新认识银企间信贷与风险关系河南省金融学会顾问谭忠善随着社会主义市场经济的逐步建立，企业转换经营机制，国家专业银行向商业银行转化，银企关系发生着深刻变化。企业面向市场经营和筹资，银行以市场为导向融资，市场的竞争有效益有风险，为提高信贷资产... Re-recognizing the Relationship between Bank-enterprise Credit and Risk Based on Market Economy Tan Zhongshan, Consultant for Henan Institute of Finance With the gradual establishment of a socialist market economy, the transformation of business operation mechanism and the transformation of national specialized banks into commercial banks, profound changes have taken place in the relationship between banks and enterprises. Enterprises facing the market and financing, the bank market-oriented financing, the market competition is effective and risky, to improve the credit assets ...