论文部分内容阅读
今年一季度人民币新增信贷投放1.26万亿元,超过了央行年初制定的全年贷款额度—— 2.5万亿元的50%。4月份的新增贷款3700多亿元,又创历史同期最高。央行公布的这几个数据立刻引起了各界的高度关注。信贷高增长是偶然现象还是必然趋势,出现的原因以及后果又是怎样,值得我们深入思考。本期论坛邀请来自人民银行,监管部门、研究机构以及商业银行的几位青年专家,探讨信贷高增长背后的种种问题。
In the first quarter of this year, new credit of RMB was launched at 1.26 trillion yuan, exceeding the annual loan quota set by the central bank at the beginning of this year - 50% of 2.5 trillion yuan. New loans in April more than 3,700 billion yuan, also hit a record high over the same period. The central bank released these figures immediately aroused great concern from all walks of life. High credit growth is a contingent phenomenon or an inevitable trend, the reasons for the emergence and what is the outcome, it is worth our deep thinking. This forum invites a group of young experts from the PBC, regulatory authorities, research institutions and commercial banks to discuss the problems behind the high credit growth.