一个独立的能够满足多层次、多方面需求的社会保障体系，是其他改革赖于顺利推进的保障与支撑。改革的攻坚阶段，从另一个角度说，也是风险最大的阶段。解决这种社会风险的根本途径，只能是建立强有力的社会保障体系。社会保障体制建设的重点，一是资金筹集，一是资金运营。对 An independent social security system capable of satisfying multi-level and multi-faceted needs is the guarantee and support that other reforms depend on for smooth progress. The crucial stage of reform, from another perspective, is also the stage of greatest risk. The fundamental way to solve this social risk can only be the establishment of a strong social security system. The focus of social security system construction, first, fund-raising, first, capital operation. Correct