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据统计,我国中小企业的数量已经占到了工商企业登记注册数量的99%,而工业总产值和利税也分别占到了60%和50%,并且消化吸收了75%的城镇就业机会。中小企业已经日益成为我国经济发展的一支主力军。但是中小企业融资面临着自身规模小、银行信贷难及担保体制不健全等诸多方面因素的影响,要破解这一难题,目前必须从中小企业自身体制的健全,推动建立多层次的直接融资体系,积极推动对于中小企业的经营服务创新和体制机制等方面入手。
According to statistics, the number of SMEs in China has accounted for 99% of the total number of industrial and commercial enterprises registered, while the total industrial output value and profits and taxes also accounted for 60% and 50%, respectively, and digested and absorbed 75% of urban employment opportunities. SMEs have increasingly become a major force in the economic development of our country. However, the SME financing is facing many factors such as its small size, bank credit difficulties and the guarantee system is not perfect. In order to solve this problem, at present, it is necessary to establish a multi-level direct financing system from the soundness of the SMEs own system, Actively promote the SME business services innovation and institutional mechanisms to start.