一、当前我国个人投资者所处的金融市场环境及自身特点1 .投资环境开放程度低。当前我国个人投资者仍处于相对封闭的金融投资环境之中。这是由于目前我国金融市场开放程度低、金融管制尚未放松 ,不仅国内金融市场与国际金融市场之间的资金、资本流动受到限制 ,而且国内金融市场 First, the current personal financial market environment in which our individual investors are located and their own characteristics 1. The investment environment is open to a low degree. At present, China’s individual investors are still in a relatively closed financial investment environment. This is due to the fact that at present the degree of financial market opening in our country is low and the financial regulation has not been relaxed. Not only the capital and capital flow between the domestic financial market and the international financial market are limited, but also the domestic financial market