住房公积金支持保障性住房等建设试点的进行,能够进一步推动住房消费,让经济保持稳定上升;将建设资金来源面拓宽,促使住房建设保障性速度升高;对住房公积金制度的健全有益,能够将住房公积金使用效益发挥到最大化,使得住房公积金制度取得进一步发展。但在实际运行中,项目贷款存在很多的风险因素,为保证资金安全,必须建立防范化解项目贷款风险的长效机制。 Housing provident fund to support the construction of affordable housing and other pilot projects to further promote housing consumption, so that the economy maintained a steady rise; the construction of funds to broaden the source to promote the protection of housing construction increased speed; housing provident fund system is sound and useful, able to Housing provident fund to maximize the use of benefits, making housing provident fund system to further develop. However, in actual operation, there are many risk factors in project loans. To ensure the safety of funds, a long-term mechanism must be established to prevent and mitigate the project loan risk.