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近几年，住房产业作为国民经济新的增长点和消费热点，得到了迅速的发展。这其中，个人住房抵押贷款的发展起到了非常关键的促进作用。然而，由于个人住房贷款手续多、面对客户散乱杂、贷款期限长、利差小、拍卖执行难、赢利微薄等原因，实际风险相当大。因此，风险防范是...
In recent years, as a new growth point and consumer hot spot in the national economy, the housing industry has witnessed rapid development. Among them, the development of individual housing mortgage loans played a very crucial role in promoting. However, due to the large number of individual housing loan procedures, the face of customer miscellaneous miscellaneous, long loan maturity, small spreads, auction execution difficult, meager profits and other reasons, the actual risk is quite large. Therefore, risk prevention is ...