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春晚小品《不差钱》的一句“人活着,钱没了”迅速红遍全国,而这句台词也一语道出了工薪族的忧虑——随着人口老龄化的步伐加快,为自己筹措养老费用的压力也日益沉重。养老保险是社会保障制度的重要组成部分,是社会保险五大险种中最重要的险种之一。所谓养老保险(或养老保险制度)是国家和社会根据一定的法律和法规,为解决劳动者在达到国家规定的解除劳动义务的劳动年龄界限后,或因年老丧失劳动能力退出劳动岗位后的基本生活而建立的一种社会保险制度。
Spring Festival Evening Pieces “not bad money,” one of the “people alive, money gone,” quickly popular all over the country, and the lines of this phrase is also a language out of concern about wage earners - with the accelerated pace of population aging, Pressure to raise their own pension costs is also growing. Endowment insurance is an important part of the social security system and one of the most important types of insurance in social insurance. The so-called endowment insurance (or pension insurance system) is the state and society according to certain laws and regulations, in order to solve the workers in the country to meet their labor obligations to lift the working age limit, or because of old age after the loss of working ability to exit the labor post Basic life and the establishment of a social insurance system.