【摘 要】
：
沉重的不良贷款负担，不仅是银行业最大的金融风险隐患，而且严重影响着金融改革的进程，有关不良贷款产生的原因及解决方法，金融界已进行广泛的讨论。笔者认为要根本解决问题，还应从
【机 构】
：
人行湖南武冈市支行,人行湖南武冈市支行
论文部分内容阅读
沉重的不良贷款负担，不仅是银行业最大的金融风险隐患，而且严重影响着金融改革的进程，有关不良贷款产生的原因及解决方法，金融界已进行广泛的讨论。笔者认为要根本解决问题，还应从完善金融立法，加强金融执法入手。一、不良贷款和不法贷款的界定首先应该明确的是，目前基?
The heavy burden of non-performing loans is not only the biggest financial risk in the banking industry, but also seriously affects the financial reform process. The reasons for the non-performing loans and their solutions have been extensively discussed by the financial community. The author believes that to fundamentally solve the problem, we should start with improving financial legislation and strengthening financial law enforcement. First, the definition of non-performing loans and illegal loans First of all it should be clear that the current base?
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