论文部分内容阅读
随着世界经济日益全球化、贸易自由化、金融一体化,金融服务综合化大行其道,金融混业经营模式已成为当今世界主流。对我国保险业而言,开展综合经营是满足保险公司盈利模式转变、适应混业经营大趋势、提升企业核心竞争力的需要。当然,伴随保险公司集团化的大趋势,保险公司风险管理、金融监管同样也面临挑战。
With the globalization of the world economy, trade liberalization, financial integration and the integration of financial services have become commonplace. The financial mixed operation mode has become the mainstream in the world today. For China’s insurance industry, to carry out integrated management is to meet the insurance company’s profit model changes, to adapt to the trend of mixed operation, enhance the core competitiveness of enterprises. Of course, with the megatrends of insurance companies in collectivization, risk management and financial supervision of insurance companies also face challenges.