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公积金贷款涉及开发企业、受托银行、产权部门、保险公司等,为使以上各方能协调一致,我们自行开发设计了相应的“网络管理系统”。目前,在本市区办理一笔购买在建住房(期房)贷款只需先到管理中心接受贷款资格、资料审查,填写个人贷款申请书,通过公积金个人存储卡从计算机中确定贷款金额、利率、期限、接月还款数,并与管理中心签订借款合同、抵押合同及在建住房权益抵押合同(不足一小时);即可前往售房单位取得期间担保承诺;去银行取得借款合同认可(借款合同为中心、受托银行、借款人3方合同);
The provident fund loan involves the development enterprise, the entrusted bank, the property department, the insurance company, etc. In order to make all the above parties coordinate with each other, we developed and designed the corresponding “Network Management System”. At present, in the city for a purchase of housing under construction (期房) loan only to the management center to accept the loan qualifications, data review, fill in a personal loan application, through the personal savings card to determine the loan amount from the computer, interest rates, Term, the number of repayment on the moon, and the management center signed a loan contract, mortgage contracts and housing rights under construction mortgage contract (less than one hour); you can go to the sale units to obtain guarantees for the period; to the bank to obtain the loan contract approved Contract as the center, entrusted bank, borrower 3 parties contract);