随着我国经济的快速增长,保险公司的各项业务也得以长足的发展,服务领域不断拓宽,市场体系日臻完善,整体实力显著提高,为经济的发展和社会的和谐提供了有力的保险保障,但随着业务的快速发展,公司发展的深层次问题和结构性矛盾不断显现出来,寿险业务经营的高风险性、社会性、长期性的特征日益突出。如何进行经营风险的管控,成为发展中最重要的课题。针对内部的发展现状和外部的监管现实,就基层人寿保险公司如何加强内部控制建设,谈一些粗浅的看法。 With the rapid economic growth in our country, various businesses of insurance companies have also developed by leaps and bounds. Their service areas have been continuously broadened, the market system has been perfected and their overall strength has been significantly raised. This has provided a strong insurance guarantee for economic development and social harmony. However, with the rapid development of the business, the deep-seated problems and structural contradictions in the company’s development are constantly revealed. The characteristics of high-risk, social and long-term nature of the life insurance business have become increasingly prominent. How to manage and control business risks has become the most important issue in development. In view of the internal development status and the external regulatory reality, some basic opinions on how grassroots life insurance companies to strengthen internal control construction are put forward.