论文部分内容阅读
随着私车越来越多地进入老百姓家庭,汽车保险也面临着一个很大的市场机遇。车险的保险收入占产险保费收入的60％,是我国财产保险业务的龙头险种。目前全国共有9家中资保险公司经营机动车辆保险业务,主要是车损险、第三者责任险以及盗抢险等9个附加险。截止到1999年底,共承保机动车1494.4万辆。保费收入共计306.8亿元,赔付支出为170.9亿元,赔付率为55.7％。汽车保险为保险公司带来滚滚财源,为被保险人带来了什么昵?
As private cars increasingly enter the homes of ordinary people, auto insurance faces a big market opportunity. Insurance auto insurance income accounted for 60% of premium income, is the leading property insurance business in China. At present, there are 9 Chinese-funded insurance companies operating motor vehicle insurance businesses, including 9 additional risks such as car damage insurance, third party liability insurance and robbery and rescue. As of the end of 1999, a total of 14,944,000 motor vehicles were insured. Premium income totaled 30.68 billion yuan, compensation and disbursement of 17.09 billion yuan, 55.7%. Car insurance brings billowing money to insurance companies, what does it bring to the insured?