欧洲中小企业高度依赖国内市场,金融危机后,国内需求急剧下滑,三大因素阻碍了企业潜能的发挥。从调查中不难发现,法国、意大利、葡萄牙和西班牙的中小企业发展和扩大面临一系列障碍,这些障碍同时制约了企业获得银行贷款和外界投资。规制改革和公共部门资源应该更倾向于清除这些障碍,鼓励中小企业发展壮大、允许银行及其他借贷机构 European SMEs rely heavily on the domestic market. After the financial crisis, domestic demand dropped sharply. Three major factors impeded the development of their potential. It is not difficult to find from the survey that the development and expansion of SMEs in France, Italy, Portugal and Spain are facing a series of obstacles that also restrict their access to bank loans and outside investment. Regulatory reforms and public sector resources should be more inclined to clear these barriers and encourage SMEs to grow and allow banks and other lenders