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农业发展银行县(市)级支行是信贷管理的操作行,是保证农业政策性信贷资金封闭运行、良性循环的一个重要闸口,是防范和化解信贷风险的一个十分重要的环节。其信贷管理水平的高低,直接关系到信贷资产质量的高低,关系到农发行自身生存、发展和社会稳定。所以,做好县级农发行防范化解信贷风险管理工作显得尤为重要。下面,就农发行县级行如何做好防范化解信贷风险管理问题谈几点看法:对于县级农发行的信贷风险的防范,应立足于预防,致力于控制,积极去化解。1、提高风险管理意识,增强防范化解风险技能。信贷业务是县级农发行的主体业务,信贷员是实际操作人员。所以,提高信贷人员素质,充实信贷人员显得十分迫
The county (city) branch of the Agricultural Development Bank is an operational bank for credit management and is an important gate to ensure the closed and virtuous circle of agricultural policy-related credit funds. It is a very important link in preventing and resolving credit risks. The level of credit management is directly related to the quality of credit assets, which is related to the survival, development and social stability of ADBC. Therefore, to do a good job of county-level agricultural development to prevent credit risk management is particularly important. Here are some opinions on how to do a good job in preventing and resolving credit risk management at the county level of the Agricultural Development Bank: The prevention of credit risk at the county-level agricultural development bank should be based on prevention, commitment to control and active resolution. 1, to raise awareness of risk management, enhance risk prevention and mitigation skills. Credit business is the main business of county-level agricultural development bank, loan officer is the actual operator. Therefore, it is imperative to improve the quality of credit officers and enrich credit officers