论依法收贷刘建民，田峰一、依法收贷的特点依法收贷指因借款人或担保人不能自觉履行还贷义务或承担连带还款责任，银行依照有关法律向法院起诉，请求法院运用法律手段强制收回逾期贷款。其特点是：（一）强制性。借款合同主要靠合同双方自觉履行，一旦借款方违反合同规定... On the law of loan collection and lending Liu Jianmin, Tian Fengyi, according to the law of loan collection and loan according to law refers to the borrower or guarantor because the borrower or guarantor can not voluntarily perform the repayment obligation or bear the repayment obligations, the bank prosecuted the court in accordance with relevant laws and asked the court to use the law Means mandatory recovery of overdue loans. Its characteristics are: (a) mandatory. Loan contracts are mainly performed by both parties to the contract, once the borrower breaches the contract ...