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伴随着我国人口老龄化趋势加快,农村老龄人口养老面临的问题更加突出,农村家庭传统养老模式局限及其功能日益削弱,使农民对养老保险的需求日益迫切。由于农民收入水平低、资金积累少、地区差异大,都使得农村社会养老保险筹资成为农村社会养老保险的核心。建立与社会经济相适应的多元化农村养老保险筹资机制是新型农村社会养老保险制度的关键。
With the acceleration of the population aging in our country, the problems faced by the elderly in the rural areas are more prominent. The limitations and the functions of the traditional models of the elderly in the rural families are weakened day by day, making the demand of the peasants for the pension increasingly urgent. Due to the low level of income, less capital accumulation and large regional differences, rural social pension insurance has become the core of rural social endowment insurance. Establishing a diversified financing system for rural endowment insurance that suits the society and economy is the key to the new rural social endowment insurance system.