区域经济协调发展在一定意义上就是经济结构不断调整和升级形成的过程,不同的经济发展阶段必须要有相应的经济结构来支撑。而经济结构的战略性调整过程,在很大程度上是社会资金重新合理配置的过程。银行信贷资金作为社会资金的重要组成部分,其配置情况不仅能够客观反映现实经济 In a certain sense, the coordinated development of regional economy is the process of constant adjustment and upgrading of economic structure. Different stages of economic development must be supported by the corresponding economic structure. The process of strategic adjustment of the economic structure is to a great extent the process of re-rationalizing social funds. Bank credit funds as an important part of social funds, the allocation of not only objectively reflect the real economy