金融业是现代经济的核心和枢纽。随着人们对金融业作用和地位认识的提高,运用金融手段促进经济发展的意识也越来越强烈。西部地区与东部地区的差距,不但表现在经济上,而且也表现在金融方面。可以说,金融落后既是西部地区经济落后的原因,又是西部地区经济落后的结果。西部地区的“二元经济结构”,要求西部地区必须配置相应的金融机构,要求通过政策性金融与市场金融的有机结合,促进 The financial industry is the core and hub of the modern economy. With the improvement of people’s understanding of the role and status of the financial industry, there is an increasing sense of using financial means to promote economic development. The gap between the western region and the eastern region has not only been manifested economically but also financially. It can be said that financial backwardness is not only the reason for the backward economy in the western region, but also the result of the backward economy in the western region. The “dual economic structure” in the western region requires that the western region must allocate the corresponding financial institutions and require the organic combination of policy-based finance and market finance to promote