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面对我国人口老龄化的严峻形势,养老保障体系建设被各级党委、政府摆上了重要议事日程。然而,尽管近年来我国各寿险公司相继推出了名目繁多的险种,但不仅专门针对60岁以上老年人的险种不多,而且几乎所有的寿险产品投保年龄大都限制在60岁以下甚至更低,使其与老年人难以“结缘”。同时,因目前各类社会医疗保险报销比例有限,加之第三方原因造成的伤害概不承担,这
Faced with the grim situation of the aging population in our country, the construction of the pension system has been put on an important agenda by party committees and governments at all levels. However, despite the fact that many life insurance companies in our country have successively launched a wide range of insurance programs in recent years, not only the insurance for the elderly over the age of 60 is scarce but most of the life insurance products are limited to below 60 years of age It is difficult with the elderly “get married ”. At the same time, due to the current proportion of various types of social medical insurance reimbursement is limited, combined with third-party causes of injury will not be borne, which