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微信和支付宝提现收费主要可从两个方面看,一是提现到银行卡需要收费,即跨系统收费,减少资金流出的可能;二是内部转账仍然免费,即内部用户转账免费,增强用户黏性,发挥内部闭环流动资金的沉淀能力。面对移动支付平台“跑马圈地”、银行同业逐渐发力的现状,笔者认为,
WeChat and Alipay withdrawals are mainly from the two aspects of fees, one is withdrawn to the bank card charges, that cross-system charges, reducing the possibility of outflow of funds; the second is the internal transfer is still free, that is, internal user transfers free of charge to enhance user stickiness , Play an internal closed-loop liquidity of precipitation. In the face of mobile payment platform “Happy Valley ”, the status quo of banks gradually force, I think,