保险欺诈是指利用假借保险合同谋取不法利益的行为,主要包括涉嫌保险金诈骗类、非法经营类和保险合同诈骗类。《保险法》第27条列举了三种保险诈骗行为,第131条又规定:进行保险诈骗活动构成犯罪的,依法追究刑事责任,《刑法》则对构成犯罪的保险诈骗行为制定了量刑标准。本文从保险行业内反保险欺诈经典案例介绍、侦破思路、案件评析入手具体阐释当前保险欺诈的一些手段,为行业做好反保险欺诈工作拓宽思路。 Insurance fraud refers to the use of false insurance contracts to seek unlawful interests, including the alleged insurance fraud, illegal business and insurance contract fraud. Article 27 of the Insurance Law enumerates three types of insurance frauds. Article 131 also stipulates: Where an insurance fraud constitutes a crime, criminal liability shall be investigated in accordance with the law. The Criminal Law sets the standard for sentencing for insurance fraud that constitutes a crime. This article from the insurance industry to introduce the classic case of anti-insurance fraud, detection ideas, case analysis to start the specific interpretation of some of the current insurance fraud, the industry do a good job in anti-insurance fraud to broaden the train of thought.