从基础的支付结算到借贷融资以及投资理财,互联网企业积极地布局全线的金融服务产品时至今日,互联网金融成为坊间人人传唱的热曲。其实,互联网金融并非完全是新鲜事物,早在互联网1.0时代,金融机构就在互联网上推出了某些产品的交易活动。技术的更新、互联网平台的建立和发展,以及金融监管的逐步放开,让参与这个市场的主体越来越多,提供的金融服务功能也日益丰富。 From basic payment and settlement to lending and financing as well as investment and wealth management, Internet companies actively distribute a full range of financial services products. Today, Internet finance has become a hot song sung by everyone. In fact, Internet finance is not entirely new. As early as the Internet 1.0 era, financial institutions launched trading activities on certain products on the Internet. Technology updates, the establishment and development of Internet platforms, and the gradual liberalization of financial regulation have led to an increasing number of participants in this market and the increasing availability of financial services.