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刚刚过去的2013年,阿里、腾讯、百度、苏宁纷纷祭起互联网金融大旗,对传统金融行业攻城略地。当人们的话题逐渐变成“将钱存进余额宝还是微信”时,银行、保险、基金等传统金融机构突然发觉,自己似乎已成为旁观者。如梦初醒的它们也不得不开始变革,纷纷推出类余额宝产品。如果说2013年是互联网金融发展的元年,那么,2014年必将是互联网与传统金融机构激烈搏杀的一年。新年伊始,工商银行、平安银行、广发银行纷纷推出银行版“余额宝”理财产品,打响活期存款客户争夺战。即便如此,央行披露的今年1月份金融数据依然
Just past 2013, Ali, Tencent, Baidu, Suning have rushed to the banner of Internet finance, the traditional financial industry siege slightly. When people’s talk turns “into saving money or WeChat,” traditional financial institutions such as banks, insurance and funds suddenly realize that they seem to have become spectators. Awakened their dreams have also begun to change, have introduced the balance of Po products. If 2013 is the first year of internet finance development, then 2014 will surely be a fierce year for Internet and traditional financial institutions. At the beginning of the new year, Industrial and Commercial Bank of China, Ping An Bank and China Guangfa Bank launched the bank version “balance treasure ” wealth management products, starting the battle for current deposit customers. Even so, the central bank disclosed in January this year, the financial data is still