民间借贷,风险较大。对此,居民千万莫忽视,要遵守《合同法》的规定,掌握有关借贷规则。合同要书面,纠纷讲得清小王的朋友小李是做生意的,前些年找到小王称买房缺钱, 请他帮忙,说利率可以高于银行存款。既然是朋友,小王也就没有推托,取了一万元给小李,约定利率为1分。后来,小王准备结婚,要求小李偿还借款本息,谁知小李这些年生意连连亏损,索性赖账。小王很是恼火,准备与小李对簿公堂。可是在咨询了律师后才知道法律是重证据的,借钱时碍于情面没有立字据,又没有旁 Private lending, the risk is bigger. In this regard, residents do not neglect to comply with the provisions of the “Contract Law” to master the rules of borrowing. Contract to be written, the dispute made it clear Xiao Wang's friend Li is a business, a few years ago to find Xiao Wang said buy a house lack of money, ask him to help, that interest rates can be higher than bank deposits. Since it is a friend, Wang also did not dodge, took a million to Li, the agreed interest rate of 1 point. Later, Wang prepares to marry, asked Li to repay the principal and interest of the loan, who knows Li's business losses over the years, simply claim. Xiao Wang is very annoyed, ready to go to court with Mike. However, after consulting with a lawyer, I know that the law is evidence-based. When borrowing money,