本文拟对保险法中关于进口货物运输保险的索赔时效与代位追偿权的有关规定在实际理赔和追偿工作中的关系及运用谈点个人体会。 保险法第二十六条规定“人寿保险以外的其他保险的被保险人或者受益人,对保险人请求赔偿或者给付保险金的权益,自其知道保险事故发生之日起二年不行使而消 This article intends to talk about personal insurance on the relationship between the limitation of claim and the right to subrogation in the insurance law on the claims settlement and recovery. Article 26 of the Insurance Law stipulates that "the insured or the beneficiary of other insurance other than life insurance claim against the insurer for compensation or payment of insurance benefits shall, within two years from the date of the occurrence of the insurance accident, fail to exercise